Financial Calculators
Net Worth Calculator
Calculate your net worth from assets and liabilities locally in your browser.
Enter your assets and liabilities to calculate your net worth. Leave any category blank to treat it as zero. This calculator runs privately in your browser; your numbers are not uploaded or stored.
See your financial position at a glance.
Enter values for cash, investments, retirement accounts, real estate, vehicles, and other assets, then enter mortgages, student loans, auto loans, credit card debt, personal loans, and other debts. The calculator subtracts total liabilities from total assets to show your net worth. This private browser estimate is for general information only, not financial advice; your values are not uploaded or stored.
Frequently Asked Questions
Everything you need to know about this tool, how it works, and privacy.
What is net worth and how is it calculated?
Net worth is the value of everything you own (assets) minus everything you owe (liabilities). The calculator sums your asset categories and subtracts your liability categories to show the result.
Which assets and liabilities should I include?
Include any that matter for your financial picture. Common assets: checking, savings, investments, retirement accounts, real estate, vehicles, and valuable personal property. Common liabilities: mortgages, student loans, auto loans, credit card balances, personal loans, and other debts. Leave categories blank to treat them as zero.
What does a negative net worth mean?
A negative net worth means your liabilities exceed your assets. This is common early in financial journeys, especially with student loans or a new mortgage. Tracking it over time shows progress as you pay down debt and build assets.
Do my financial details leave my browser?
No. The calculation runs locally in your browser. CodeASystem does not upload or store the values you enter.